Sort it now, or explain it later.

You can get your house in order on your terms, or scramble to piece it together once HMRC asks. Only one of those is a good idea.

HardHats Protect won’t change the way you work. It puts the genuine business reasons behind it on record, so the answers are ready before anyone asks the questions.

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What is HardHats Protect?

AI’s great at contracts. Less great at phone calls with HMRC. Useless in court. And it’s never going to pay your backdated tax.

HardHats Protect does all of that. And it starts with how you actually work with your subbies, not a template.

That means:

    • Your working practices properly understood and documented
    • A contract for services that reflects real life
    • Supporting documents checked for consistency
    • Your website and social media checked for anything that sends the wrong message
    • Endorsed under HardHats’ insurance-backed employment status guarantee

The result is a setup that’s clear, consistent and hard to read as anything other than genuine self-employment.

Small inconsistencies.
Big problems.

A lot of setups look fine on the surface. Then you dig a bit deeper.

The contract says one thing. The vehicle policy says another. The website talks about “our team”. A training document uses employee language. A social post makes it look like the lads are on the books.

On their own, they’re small. Together, they’re exactly what HMRC looks for.

HardHats Protect finds them first, and fixes them before they become a problem.

How HardHats Protect works.

It starts with the real version of how you work with your subbies. Not the polished version. Not the one someone copied from another business.

We look at how things actually run day to day, and why. Who decides how the job gets done. Who supplies the kit. What happens when a subbie can’t make it.

Where something doesn’t fit, we tell you straight, and help you fix it without turning your business upside down.

Only when the whole picture holds together does it go forward for the guarantee.

Why this matters more than most firms realise.

Using subbies gives you the flexibility to take on bigger jobs, scale up when work’s busy and pull back when it’s quiet.

Getting employment status right is what lets you keep that flexibility, without looking over your shoulder.

HardHats Protect makes sure the way you work stands up, so you can keep working that way for years to come.

Speak to Our Team

Not sure where your setup stands? One conversation with our compliance team will tell you.

What HardHats Protect actually includes.

Working relationship review

This is the most important part. We take the time to understand how you and your subcontractors actually work together in practice.

Genuine business reasons

We identify and record the commercial reasons behind your setup, so it can't be lazily misread.

Contract of services

We draft a contract that reflects the real working relationship, not a generic version of what someone thinks it should say, or what AI suggested.

Supplementary document review

Supporting documents checked so they back up your position, not undermine it.

Ongoing support

CIS and employment status advice whenever you need it, so your setup stays solid as your business grows and changes.

Shop window review

Your website and social media checked, so your public messaging matches your working relationship.

Employment status guarantee

Once everything's aligned, the arrangement is endorsed and insurance-backed.

HMRC enquiry handling

If HMRC opens an enquiry, we deal with it on your behalf.

Financial protection

If HMRC ever reclassified your subbies, the PAYE, NI, interest and penalties wouldn't be yours to pay.

What HardHats Protect gives your business.

Real peace of mind

Your setup has been properly reviewed, tightened up and backed. One less thing keeping you up at night.

Engage subbies directly

No need to pay your subbies through a third party to protect yourself from HMRC.

Better cashflow

Pay subbies direct and keep CIS and VAT in your bank until they're due.

Experts in your corner

If HMRC come knocking, we step in and deal with them head on.

Covered if the worst happens

Should HMRC decide your subbies were employed, HardHats will pay the backdated tax.

Confidence to scale

Take on bigger projects and more subbies, knowing your setup is compliant and protected.

Win more work

Show main contractors and clients you take supply-chain compliance seriously, with audit-ready proof to back it up.

Less time on compliance

We do the heavy lifting, so you can get on with running jobs.

Why nobody else
offers this.

Plenty of businesses can talk about compliance. Very few can stand behind it.

HardHats Protect is the only employment status guarantee of its kind for the UK construction industry.

The insurance-backed structure behind it isn’t something other firms can access or copy.

That’s why clients come to us when they want more than advice.

What the process looks like.

HardHats Protect is a structured process, not a quick template job. Done properly, it usually takes around six weeks end to end.

Step 1

Review of your working practices

A one-hour call with our compliance team to understand how things really run on the ground. Think of it as the questions HMRC would ask, without the stress.

Between steps 1 and 2

We get to work

Behind the scenes, we draft your contract and review the documents that support it.

Step 2

Handover

Another one-hour call where we walk you through the contract, the documents and the working practices we’ve captured. Anything that doesn’t fit gets flagged, with clear recommendations.

Step 3

Endorsement and sign-off

Everything goes to our insurer for approval under the employment status guarantee, and you get a compliance report confirming it. Once your subbies have signed their contracts, you’re covered.

Timeline

Around six weeks from first call to full sign-off.

Speak to our team.

Start with a free review and let our compliance team look at how you really work with your subbies. No waffle. No scare tactics. Just a proper review.

Ongoing business support.

Businesses change. New subbies start, new documents get written, new ways of working creep in. Any of them can quietly undo a good setup.

So we stay involved:

    • Quarterly check-ins
    • Ongoing compliance monitoring
    • Checks that no new subbies have been missed
    • Reviews of new documents before they’re issued
    • Annual audits of your working practices
    • Updates on legislation changes and how they affect your business
    • 24/7 phone and email support
    • HMRC enquiry protection and your employment status guarantee, for as long as you’re with us

Because there is no point building a strong setup if nobody helps you keep it strong.

Who HardHats Protect 
Is Built for.

HardHats Protect is for construction firms that:

    • Use the same subbies regularly or long-term
    • Want real peace of mind, not just hope their setup would stand up to HMRC
    • Don’t want to pay subbies through a third party to protect themselves from HMRC
    • Want their paperwork to reflect how they actually work
    • Need to show clients and main contractors proper due diligence

If you rely on subbies and want to keep doing that with confidence, this is the page you should care about most.

Questions people usually ask.

Is this just a contract drafting service?

No. The contract is one part of it. We look at how you really work, the documents around it and how your business presents itself, then back it all with the employment status guarantee.

What happens if HMRC opens an enquiry?

We handle it on your behalf, from the first letter to the outcome.

What happens if the defence fails?

HardHats pays the backdated PAYE, NI, interest and penalties, under the employment status guarantee.

Does this mean we have to use a payroll company?

No, that’s the point. You can pay your subbies directly. And if you want that to be simple, HardHats Direct handles it for you.

Can this help us scale up?

Yes. Ongoing support checks that new subbies aren’t missed and new documents are reviewed, so your setup grows with you.

Is this only for firms with huge teams?

No. Whether you’ve got a handful of regular subbies or a hundred, the same risks apply, and so does the guarantee.

If HMRC looked closely,
would everything line up?

Most firms honestly don’t know. Give us an hour, and you will!

Connect and Direct make the rest run smoothly.

HardHats Protect is the foundation. Once the working relationship is right, the rest of HardHats helps keep it that way.

HardHats Connect – Onboards your subbies, runs the checks and collects the documents, so they’re ready to pay from day one.

HardHats Direct – Pays your subbies, creates their invoices and sends remittances, so paying them is as tidy as bringing them on

Together: bring them on, engage them compliantly, pay them correctly.

If you want real protection, this is where it starts!

Book a call with the HardHats compliance team and we’ll look at your current setup, explain how Protect works, and tell you honestly whether it is the right fit for your business.